Debt settlement

How do you know which debt settlement or debt consolidation program to choose, when theirs 1000's out there?
How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program.
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Greg Debt Settlement – Straight Talk

Will debt settlement ruin my chances at getting a new job?
I am going to go through a debt settlement with my significant other as an alternative to bankruptcy. We're both young, and planning on advancing in our careers. Would a debt settlement work against our odds of landing the perfect job, even if we are the most qualified??
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Debt Settlement Video

Debt settlement?
I was talking to a friend of mine this morning and he was telling me he was going to do debt settlement even though he still had the ability to pay his bills. He said he would get the settlement company to get his balances on credit cards and unsecured debt cut by 40% or more, then make a lump sum payment right away and his debt would be cleared with almost no negative effect on his credit. He said usually what happens is you take from 1 to 3 years to pay off the amount and in that time it reflects poorly on your credit, but as soon as you pay it off it is as if it never happened. Is this true? If so, why doesn't everyone do this? It sounds like he is a little mis-informed? Or is it true?
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If Credit Card Companies Sue You During Debt Settlement

Debt Settlement?
I've been in a credit counselling service for one year now and I am saving money on the side.
I've been recently offered a settelment on a sizeable debt I have. It's 60% what I owe the company but it's through a collection agency.
I know that by taking the settlement, the balance will go on my income at tax time, but I figure that the taxes I'll pay on it will be a lot less than what I would pay if I continue with the payment plan I have been using.
Are there any negatives to taking such a settlement? Can I ask that they consider that I paid it in full on my credit report?
If I can manage the three payments, why shouldn't I take the offer?
Sorry, I meant 60% OFF what I owe!!
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Debt Settlement Companies Under Scrutiny

Debt settlement

Greg Debt Settlement – Straight Talk

Debt Settlement Video

If Credit Card Companies Sue You During Debt Settlement

Debt Settlement Companies Under Scrutiny

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