Cambridge Credit: What is a Debt Management Plan
Has anyone had a not so good experience with a debt management company?
Last year I had lost my job and got way behind in my bills. When I found a new job I decided to work with a debt management company to help with my debts. I've been with a company about five months and I'm starting to get calls from collectors almost every other day. I thought this company was helping me, but it seems to have made things worse. I decided to drop this company and just make arrangements with the original creditors to start making payments. From my personal view it's better to work with the original creditors.
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Debt Consolidation Options
Is debt consolidation the right way to go?
I owe $11,000 to credit cards. I am wondering if this amount is worth doing a debt consolidation for? Any suggestions?
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