Can Bad Credit Debt Consolidation Help Your Credit Score?

What exactly happens to your credit if you do debt consolidation?
I have $7,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do you get to choose how much you pay monthly or is there a set amount they make you pay? I live in Canada, if that matters.
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Credit & Debt Consolidation : Credit Card Debt & Low Interest

Can I get a debt consolidation loan with bad credit?
I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.
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CareOneCredit Debt Consolidation

How much does it cost generally to pay a debt consolidation company?
I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it's worth it. I'm in so much debt making barely and I don't know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.
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