Debt Relief & Management Tips : How to Consolidate Business Debt

Debt Relief & Management Tips : How to Consolidate Business Debt

Is foreclosure debt relief still taxed or not?
Recently, there was talk that the IRS was changing its rules so that debt relief experienced by persons who lost their homes to foreclosure would no longer be taxed. What's the status on this rule change?
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Debt Relief & Management Tips : How to Get Out of Debt

Debt Relief & Management Tips : How to Get Out of Debt

What is the best method for consumer credit card debt relief?
We started a program with "Consumer Credit Counselors" This progarm has us pay the Consumer Credit Counselors, then they pay the credit cards every month. All they do is lower some of the interest rates. They don't negotiate amount owed. The payments are too high for us, so we looked into other alternatives. We found one company that will do it differently for less. They have you pay into an escrow account, and they pay off each credit card individually. They say they negotiate lower balances and interest rates. The payment would be lower and the payoff time cut in half. Does anyone know of any reason we shouldn't do this? Are there any other better ways? WHAT IS THE BEST WAY TO GET CONSUMER DEBT RELIEF with no loans?
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No Equity Debt Consolidation Program – Is It Right For You?

No Equity Debt Consolidation Program - Is It Right For You?

What is a good, reputable debt consolidation company?
I am thinking about doing debt consolidation, but am confused by all the different companies out there. I have heard that there are a lot of shady companies. Does anyone have some helpful advice. My debt is not a huge amount ($6000), but I am tired of paying and paying on them and never seeing a difference on the balances.
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