Your Money: New Debt Management Rules

Can you keep your credit card accounts open after using a debt management service?
Just wondering if anyone has used a debt management service and knows if this is possible. I know they set them to automatically close when they are finished, but does anyone know if you can contact the credit card company and ask them to leave it open once it is paid off? The reason I ask is because I know it is better for your credit score to have accounts that are a few years old open, with available credit, rather than closing them when they are paid off.
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Debt Management Credit Counseling Corp

If you're in a debt management program, what are the effects of employment consideration?
(In detail, when a company does a credit check, does being in a debt management program effect the chances of employment? I have never been late with payments or went through bankruptcy. I signed up to reduce interest rates. Your honest feedback would be appreciated.
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Debt Management: Credit Boot-camp™ How To Stop Debt Collectors Cold

Does anyone know of a debt management company that will include a loan from CashCall?
All of the debt management companies I have spoken with say that CashCall is considered a payday lender (even though I have a $5,000 personal loan) and cannot be included with credit cards.
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Bill Rancic on Debt Management

Can you get a home equity loan while in a debt management program?
I just entered a debt management program to get control over my credit card debt. I have done this seperate from my husband. Only my credit is affected. Just after I entered into the program, my husband started showing interest in a home equity loan to consolidate our debt (his credit card and vehicles) and do home improvements. In our marriage I am responsible for my own debts, but I am wondering if being in the DMP will affect the chances of us obtaining the Home eq. Loan. Serious educated replies will be very much appreciated.
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Debt Management Tips : How to Get Out of Credit Card Debt

Why does a Debt Management Plan ask if you have over 1000 in medical bills?
We are about to begin a debt management plan through CCCS. One of the first questions on the application is do you have over $1000 in medical bills. Why do they ask this? Will they help with these bills?
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Debt Management : How to Pay Off Credit Card Debt

How do debt management companies help?
I'm currently in a situation where I've collected more debt than I can manage and the interest payments are staggering.
Besides telling me how I can better spend my money, I'm wondering how a debt management company could help me?
I own a house. Would they somehow tie the debt into my mortgage payments?
Basically – what can they do for me that the bank can't?
Boss – why not spam less serious questions?
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